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Real Estate Market 2015 Expert Predictions

Should you Buy, Sell Or Rent in 2015? Should you buy, sell, rent or out right sit on the sidelines this year. Well, the chief economists from NAR, Freddie Mac, Realtor.com, Trulia and Zillow have all weighed in and there seems to be a general consensus that real estate in the USA is stabilizing, we […]

Essex Fells Historic Homes Tour

The Essex Fells PTA and the Essex Fells Foundation for Educational Excellence staged their second Holiday Home Tour & Boutique today Homes were decked out for the holidays with special touches added by local designers, artists and florists. The tour featured a variety of houses from grand to cozy, Tudor to Colonial, new to old, […]

Multiple Credit Report-Will it Lower My Credit Score?

Are you pre-approved for your home purchase?   In New Jersey’s Real Estate Market, serious buyers know that the home buying process cannot begin in earnest until they are pre-approved, not pre-qualified for a mortgage. Pre-qualification is based upon “stated” numbers regarding monthly revolving debt, income, and other general information. It is a 15 minute […]

Short Sales Timelines Reduced for Home Buying and Selling

New Jersey Home Buyers interested in a short sale home and the sellers of such homes have had  some good news from Freddie Mac. Freddie Mac has established new timelines recently to aid in expediting short sale decisions for borrowers. Under the new guidelines, once a completed application has been submitted to a bank, a […]

2012 – Affordable Time to Buy a Home

A combination of historically low mortgage rates and declines in home pricing are resulting in the most affordable home market in two decades. This is great news for home buyers, provided they are able to qualify for a loan. Stricter guidelines and qualifications may make getting a home loan more challenging, so potential home buyers […]

“Robo-Signing” Assists Homeowners

Mortgage lenders are in the news again, only this time it’s not Freddie Mac and Fannie Mae in the hot seat. If you purchased a home through GMAC (now Ally Financial), Bank of America, JPMorgan Chase, or Citibank, you may want to take note. Last week’s settlement of $25 billion is proposed to aid homeowners […]

Resources-Avoiding Home Foreclosure

Home ownership can be a heavy responsibility at times… especially when times are tough.  It can be challenging to find help when times are difficult due to a  decrease or loss of income, illness, unexpected disaster or home repairs, or personal crisis such as separation or divorce.  Add to that a reduction in home values, and […]

How to Choose a Home to Buy

If you’re ready to start looking for your dream home, and you’ve narrowed your search to a few select neighborhoods, take these following tips to heart: 1. Types of homes. Choose the type of home that is the most appealing yet practical for you. In addition to single family homes, there are multifamily homes, condominiums […]