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Saving Money in Your New Home

When you purchase or consider purchasing a Northern New Jersey home, there are lots of costs to think about.  One of these is utilities.  While utilities may not represent a large portion of your monthly  expenses on a month to month basis, the expense can add up over time.  Once you have purchased your new […]

Time to Review Your Home Owner’s Policy

What do you know about your New Jersey Homeowner’s Insurance Policy?  Have you evaluated it recently?  If not, it is a good idea to review it every six months to ensure that your coverage is as expected.  Obviously, the best time to review your policy is prior to a crisis situation.  So take some time […]

Home For Sale? Time to Spring Clean

Spring is in the air, making it a great time to focus on sprucing up your home.  Whether you have just purchased a home or are planning to sell your New Jersey Home, a little bit of effort spent and a few quick cleaning tips will help your home to sparkle!  Along with the need […]

Getting the Best Appraisal for your Home For Sale

A key aspect of the home buying and selling process is obtaining a home appraisal.  A home appraisal is secured to estimate market value and can be quite complex. Recently there has been a change in the home appraisal process, resulting in more regulation, so work with your lender to confirm you have an experienced […]

Energy Tax Credits For Your Home

Homeowners looking for eco-friendly tax credits to use to upgrade their home this year are in luck! While many of the programs available in past years have expired, the following are great options to consider now and all the way until 2016. Investing in eco-friendly energy system can save you alot of money throughout the […]

Basic Real Estate Terms

The real estate industry, like most others, uses jargon that is sometimes difficult to understand. Consider this a primer to learning a few of those terms!  Below you have a list of definition that will make you sound “in the know” when buying or selling a home. “CLOSING” – Closing refers to the final steps in […]

Tip-Moving Into Your Home

Moving into a new home can be challenging. Stress and exhaustion are a natural byproduct of the upheaval created from relocation. However, a coordinated, inexpensive and organized transition is possible and actually pretty simple if you utilize the tips listed below. Please let us know if you would like more assistance! Finding Boxes:  Visit homedepot.com […]

2012 – Affordable Time to Buy a Home

A combination of historically low mortgage rates and declines in home pricing are resulting in the most affordable home market in two decades. This is great news for home buyers, provided they are able to qualify for a loan. Stricter guidelines and qualifications may make getting a home loan more challenging, so potential home buyers […]

“Robo-Signing” Assists Homeowners

Mortgage lenders are in the news again, only this time it’s not Freddie Mac and Fannie Mae in the hot seat. If you purchased a home through GMAC (now Ally Financial), Bank of America, JPMorgan Chase, or Citibank, you may want to take note. Last week’s settlement of $25 billion is proposed to aid homeowners […]

Resources-Avoiding Home Foreclosure

Home ownership can be a heavy responsibility at times… especially when times are tough.  It can be challenging to find help when times are difficult due to a  decrease or loss of income, illness, unexpected disaster or home repairs, or personal crisis such as separation or divorce.  Add to that a reduction in home values, and […]